Residential Mortgage Underwriting in Canada

For licensed professionals who want to underwrite deals like the pros.

What You’ll Learn:

  • Make Faster Decisions with structured frameworks
  • Catch Red Flags Early to prevent submission delays
  • Structure Complex Deals and convert declines to approvals
  • Navigate Regulations including B-20 and insurer guidelines
  • Handle Tough Conversations with proven scripts
  • Build Reputation as the underwriter brokers trust

Detailed Course Curriculum: Residential Mortgage Underwriting in Canada

44 Comprehensive Chapters Organized in 7 Parts:

Whether you’re a new underwriter, seasoned broker, or real estate professional looking to level up, this 44-chapter manual is your complete roadmap to mastering Canadian mortgage underwriting. Written by industry professionals for industry professionals – no academic fluff, just real-world insights you can apply immediately.

Part 1: Foundations (Chapters 1–5)

  • Introduction to Underwriting
  • Regulatory Framework (B-20, CMHC)
  • Lender Types
  • Mortgage Products
  • Credit Analysis

Part 2: Borrower Assessment (Chapters 6–13)

  • Income Verification
  • Stated Income Programs
  • Down Payment Verification
  • Gift Letters
  • Debt Ratios (GDS/TDS)
  • Guarantors
  • Bankruptcy Guidelines
  • Divorce Scenarios

Part 3: Property Assessment (Chapters 14–18)

  • Property Types
  • Appraisals
  • Condos / Strata
  • Rural Properties
  • Environmental Issues

Part 4: Specialized Scenarios (Chapters 19–27)

  • Self-Employed
  • Investment Properties
  • New to Canada
  • First-Time Buyers
  • Refinances
  • Construction Mortgages
  • Private Lending
  • Alternative Lending

Part 5: Documentation & Compliance (Chapters 28–32)

  • Document Verification
  • Fraud Detection
  • AML Procedures
  • Privacy
  • Closing Procedures

Part 6: Advanced Underwriting (Chapters 33–38)

  • Manual Underwriting
  • Exception Management
  • Portfolio Insurance
  • Second Mortgages
  • Joint Ventures
  • Indigenous Programs

Part 7: Professional Development(Chapters 39–44)

  • Communication Skills
  • Decline Management
  • Time Management
  • Career Development
  • Market Trends
  • Complex Case Studies
📝 Access to Online Resources: 1 Year
⏳ Study Time: 6 hours + 25 hours study material
🔄 Quiz Attempts: Unlimited
📜 Certificate of Completion

🎉Save $100 ($498 after July 31, 2025)

Popular FAQs

  • This isn't another dry textbookfilled with regulations you'll never remember
  • This isn't a basic overview that leaves you with more questions than answers
  • This isn't outdated material that ignores today's market realities
  • This is your practical field guide to making confident underwriting decisions
  • This is real talk from the trenches – what actually happens vs. what the rules say
  • This is your career accelerator – learn what takes others years to figure out

  • Part 1: Foundations – Master the fundamentals of regulatory frameworks, lender types, mortgage products, and credit analysis.
  • Part 2: Borrower Assessment – Income verification, debt ratios, guarantors, and complex scenarios like bankruptcy and divorce.
  • Part 3: Property Assessment – Property types, appraisals, environmental considerations, and condo vs. rural evaluations.
  • Part 4: Specialized Scenarios – Self-employed, investment, new-to-Canada, refinances, and private lending files.
  • Part 5: Documentation & Compliance – Fraud detection, AML procedures, privacy, and closing procedures.
  • Part 6: Advanced Underwriting – Exception management, manual underwriting, portfolio insurance, and joint ventures.
  • Part 7: Professional Development – Communication, decline management, market trends, and career growth strategies.

Yes, current with all 2025 regulations and market conditions.

No, it covers fundamentals to advanced strategies.

Check with your provincial association; many recognize our training.

Instant digital download after purchase.