by Cain Daniel | Sep 29, 2020 | Life Insurance Licensing in Canada, REMIC Blog
What is Whole Life Insurance? Whole life insurance is a form of permanent life insurance that typically guarantees the premiums, the death benefit, and minimum cash surrender values (CSV) for the policy. It is sometimes referred to as “straight life” or “ordinary”...
by Cain Daniel | Jun 28, 2020 | Mortgage Brokering, Mortgage Brokering in Ontario, REMIC Blog
The Canadian government sets the guidelines for default insured mortgages to, in part, manage the housing market, while provincial governments can use other tools, such as taxes. The following summarizes the changes made by governments since the financial crisis...
by Cain Daniel | Jun 7, 2020 | Life Insurance Licensing in Canada, Mortgage Brokering, REMIC Blog
Awesome Online meetings – Your Top 9 List Conducting online meetings has never been more important or relevant than in today’s environment, but do you know how to conduct awesome meetings? Most don’t, since most financial professionals are used to interviewing...
by Cain Daniel | Jun 3, 2020 | Life Insurance Licensing in Canada, Mortgage Brokering, REMIC Blog
What is a life lease? Simply stated, purchasing a life lease gives the holder of that lease the right to a property as long as it is in effect, which is typically for the life of the holder. Normally a life lease has eligibility requirements, such as:...
by Cain Daniel | May 27, 2020 | Mortgage Brokering, REMIC Blog
Environmental Site Assessments (ESA) The Environmental Site Assessment (ESA) has become a standard tool for the protection of property investors, owners, and managers, from environmental liability. It is particularly useful prior to a financial transaction...
by Cain Daniel | Apr 24, 2020 | Mortgage Brokering, REMIC Blog
Mortgage Lenders response to COVID-19 Coronavirus B2B | BMO | CIBC | CMLS | Equitable | Equity Financial | First National | HomeTrust | ICICI | MCAP | MERIX |...
