About Us

Our Story

Founded in 2008 by Joe J. White, author of the textbook used by both the REMIC and Seneca College courses for agent licensing, and numerous sales resources, the Real Estate and Mortgage Institute of Canada is the Institute dedicated to the mortgage brokerage industry and the life insurance industry. Mr. White founded the Institute to meet the needs of financial services professionals by focusing solely on the mortgage brokerage industry.  In 2016 REMIC expanded its educational offerings to include the life insurance agent course, called the HLLQP. In doing so REMIC provides both life insurance agents and mortgage agents the ability to expand their sphere of influence and diversify their income by becoming dual licensed.

Our Vision

REMIC’s vision is to lead the real estate and mortgage industry through innovative, ethics-based education, consistently promoting consumer protection and professional integrity. We are committed to continuously developing inspired training that cultivates entrepreneurial spirit, advances our industry standards, and equips our learners with the skills and knowledge essential for lasting success.

Our Founder

Founded by industry-leading educator and author Joe J. White, REMIC combines over 15 years of instructional excellence with innovative online and in-class learning experiences. Joseph White has successfully guided more than 20,000 individuals toward becoming licensed mortgage agents in Ontario, and continues to set the standard in mortgage education through course development for Ontario colleges and professional trade associations.

Our Approach

Our online courses blend engaging video tutorials, interactive forums, and targeted quizzes, all structured to meet FSRA’s Mortgage Agent Qualifying Standards (MAQS). With direct access to expert industry instructors, our students receive unparalleled support throughout their learning journey.

Career Pathways

At REMIC, we don’t just teach—we build careers. Our courses open clear career paths, providing graduates with the professional skills and knowledge to succeed as licensed mortgage agents and brokers. REMIC graduates join brokerage firms, offering critical services that benefit clients and communities alike.