Residential Mortgage Underwriting in Canada

For licensed professionals who want to underwrite deals like the pros.
Overview
Curriculum

Residential Mortgage Underwriting in Canada (Includes Manual & Certificate)

Transform Your Mortgage Career with Canada's Most Comprehensive Underwriting Guide

Whether you're a new underwriter, seasoned broker, or real estate professional looking to level up, this 44-chapter manual is your complete roadmap to mastering Canadian mortgage underwriting.

Written by industry professionals for industry professionals – no academic fluff, just real-world insights you can apply immediately.

What Makes This Manual Different?

❌ This ISN'T another dry textbook filled with regulations you'll never remember

❌ This ISN'T a basic overview that leaves you with more questions than answers

❌ This ISN'T outdated material that ignores today's market realities

✅ This IS your practical field guide to making confident underwriting decisions

✅ This IS real talk from the trenches – what actually happens vs. what the rules say

✅ This IS your career accelerator – learn what takes others years to figure out

What's Inside: 44 Chapters of Pure Underwriting Gold

PART 1: FOUNDATIONS – Master the fundamentals of regulatory frameworks, lender types, mortgage products, and credit analysis.

PART 2: BORROWER ASSESSMENT – Income verification, debt ratios, guarantors, and complex scenarios like bankruptcy and divorce.

PART 3: PROPERTY ASSESSMENT – Property types, appraisals, environmental considerations, and condo vs. rural evaluations.

PART 4: SPECIALIZED SCENARIOS – Self-employed, investment, new-to-Canada, refinances, and private lending files.

PART 5: DOCUMENTATION & COMPLIANCE – Fraud detection, AML procedures, privacy, and closing procedures.

PART 6: ADVANCED UNDERWRITING – Exception management, manual underwriting, portfolio insurance, and joint ventures.

PART 7: PROFESSIONAL DEVELOPMENT – Communication, decline management, market trends, and career growth strategies.


Who This Manual Is For:

  • New Underwriters seeking fast-track mastery
  • Mortgage Brokers aiming for higher approval rates
  • Real Estate Professionals wanting lending-side knowledge
  • Bank Representatives moving into underwriting roles
  • Alternative Lenders building underwriting frameworks
  • Canadian Real Estate Professionals desiring advanced knowledge

What You'll Learn:

Make Faster Decisions with structured frameworks

Catch Red Flags Early to prevent submission delays

Structure Complex Deals and convert declines to approvals

Navigate Regulations including B-20 and insurer guidelines

Handle Tough Conversations with proven scripts

Build Reputation as the underwriter brokers trust


Real-World Learning Features:

"Real Talk" sections with unfiltered industry insights

Quick reference tables for daily use

Practice exercises with real scenarios

Answer keys with detailed explanations

Insider tips from 20+ years in the field

Template library with ready-to-use tools

By the Numbers:

  • 44 comprehensive chapters (3,000–4,000 words each)
  • 200+ real-world examples
  • 150+ practice scenarios
  • 50+ quick reference tables
  • 30+ document templates
  • 7 major topic areas
  • 1 complete career transformation

Your Investment Includes:

  • Complete digital manual (PDF)
  • Downloadable templates & checklists
  • Quick reference guide compilation
  • 1-year updates for regulatory changes
  • Certificate of completion

Testimonials:

"Finally, a manual that tells it like it is. This should be mandatory reading for anyone in Canadian mortgages." – Kevin Ralllings

100% Practical Guarantee

No fluff. Every chapter and example provides real, practical value or your money back.


Pricing:

Complete Package: $497 CAD
Payment plans available

🎯 LIMITED TIME: Save $100 with code UNDERWRITE2025 – Your price: $498 $398 CAD


Start Your Journey Today

Stop guessing, stop getting declined, and stop leaving money on the table. Join thousands of Canadian mortgage professionals who've transformed their careers with advanced underwriting knowledge.

Secure checkout. Instant delivery. Lifetime access.


Frequently Asked Questions:

Q: Is this updated for current B-20 guidelines?
A: Yes, current with all 2025 regulations and market conditions.

Q: Do I need underwriting experience?
A: No, it covers fundamentals to advanced strategies.

Q: Is this recognized for continuing education?
A: Check with your provincial association; many recognize our training.

Q: How is this delivered?
A: Instant digital download after purchase.


Questions? Contact support@remic.ca

Detailed Course Curriculum: Residential Mortgage Underwriting in Canada

44 Comprehensive Chapters Organized in 7 Parts:

PART 1: FOUNDATIONS (Chapters 1-5)

Introduction to Underwriting • Regulatory Framework (B-20, CMHC) • Lender Types • Mortgage Products • Credit Analysis

PART 2: BORROWER ASSESSMENT (Chapters 6-13)

Income Verification • Stated Income Programs • Down Payment Verification • Gift Letters • Debt Ratios (GDS/TDS) • Guarantors • Bankruptcy Guidelines • Divorce Scenarios

PART 3: PROPERTY ASSESSMENT (Chapters 14-18)

Property Types • Appraisals • Condos/Strata • Rural Properties • Environmental Issues

PART 4: SPECIALIZED SCENARIOS (Chapters 19-27)

Self-Employed • Investment Properties • New to Canada • First-Time Buyers • Refinances • Construction Mortgages • Private Lending • Alternative Lending

PART 5: DOCUMENTATION & COMPLIANCE (Chapters 28-32)

Document Verification • Fraud Detection • AML Procedures • Privacy • Closing Procedures

PART 6: ADVANCED UNDERWRITING (Chapters 33-38)

Manual Underwriting • Exception Management • Portfolio Insurance • Second Mortgages • Joint Ventures • Indigenous Programs

PART 7: PROFESSIONAL DEVELOPMENT (Chapters 39-44)

Communication Skills • Decline Management • Time Management • Career Development • Market Trends • Complex Case Studies

Each chapter includes: Learning Objectives • Real-World Examples • "Real Talk" Industry Insights • Quick Reference Tables • Practice Exercises • Answer Keys

🟢 LIVE September 9, 2025 10 am to 4 pm
📝 Access to Online Resources: 1 Year
⏳ Study Time: ~ Live webinar: 6 hours plus 25 hours study material
🔄 Quiz Attempts: Unlimited
🌐 Delivery: 100% Online
🗣️ Languages: English
📜 Certificate of Completion

🎉Save $100 ($498 after July 31, 2025)