Residential Mortgage Underwriting in Canada
Residential Mortgage Underwriting in Canada (Includes Manual & Certificate)
Transform Your Mortgage Career with Canada's Most Comprehensive Underwriting Guide
Whether you're a new underwriter, seasoned broker, or real estate professional looking to level up, this 44-chapter manual is your complete roadmap to mastering Canadian mortgage underwriting.
Written by industry professionals for industry professionals – no academic fluff, just real-world insights you can apply immediately.
What Makes This Manual Different?
This ISN'T another dry textbook filled with regulations you'll never remember
This ISN'T a basic overview that leaves you with more questions than answers
This ISN'T outdated material that ignores today's market realities
This IS your practical field guide to making confident underwriting decisions
This IS real talk from the trenches – what actually happens vs. what the rules say
This IS your career accelerator – learn what takes others years to figure out
What's Inside: 44 Chapters of Pure Underwriting Gold
PART 1: FOUNDATIONS – Master the fundamentals of regulatory frameworks, lender types, mortgage products, and credit analysis.
PART 2: BORROWER ASSESSMENT – Income verification, debt ratios, guarantors, and complex scenarios like bankruptcy and divorce.
PART 3: PROPERTY ASSESSMENT – Property types, appraisals, environmental considerations, and condo vs. rural evaluations.
PART 4: SPECIALIZED SCENARIOS – Self-employed, investment, new-to-Canada, refinances, and private lending files.
PART 5: DOCUMENTATION & COMPLIANCE – Fraud detection, AML procedures, privacy, and closing procedures.
PART 6: ADVANCED UNDERWRITING – Exception management, manual underwriting, portfolio insurance, and joint ventures.
PART 7: PROFESSIONAL DEVELOPMENT – Communication, decline management, market trends, and career growth strategies.
Who This Manual Is For:
- New Underwriters seeking fast-track mastery
- Mortgage Brokers aiming for higher approval rates
- Real Estate Professionals wanting lending-side knowledge
- Bank Representatives moving into underwriting roles
- Alternative Lenders building underwriting frameworks
- Canadian Real Estate Professionals desiring advanced knowledge
What You'll Learn:
Make Faster Decisions with structured frameworks
Catch Red Flags Early to prevent submission delays
Structure Complex Deals and convert declines to approvals
Navigate Regulations including B-20 and insurer guidelines
Handle Tough Conversations with proven scripts
Build Reputation as the underwriter brokers trust
Real-World Learning Features:
"Real Talk" sections with unfiltered industry insights
Quick reference tables for daily use
Practice exercises with real scenarios
Answer keys with detailed explanations
Insider tips from 20+ years in the field
Template library with ready-to-use tools
By the Numbers:
- 44 comprehensive chapters (3,000–4,000 words each)
- 200+ real-world examples
- 150+ practice scenarios
- 50+ quick reference tables
- 30+ document templates
- 7 major topic areas
- 1 complete career transformation
Your Investment Includes:
- Complete digital manual (PDF)
- Downloadable templates & checklists
- Quick reference guide compilation
- 1-year updates for regulatory changes
- Certificate of completion
Testimonials:
"Finally, a manual that tells it like it is. This should be mandatory reading for anyone in Canadian mortgages." – Kevin Ralllings
100% Practical Guarantee
No fluff. Every chapter and example provides real, practical value or your money back.
Pricing:
Complete Package: $497 CAD
Payment plans available
LIMITED TIME: Save $100 with code UNDERWRITE2025 – Your price:
$498 $398 CAD
Start Your Journey Today
Stop guessing, stop getting declined, and stop leaving money on the table. Join thousands of Canadian mortgage professionals who've transformed their careers with advanced underwriting knowledge.
Secure checkout. Instant delivery. Lifetime access.
Frequently Asked Questions:
Q: Is this updated for current B-20 guidelines?
A: Yes, current with all 2025 regulations and market conditions.
Q: Do I need underwriting experience?
A: No, it covers fundamentals to advanced strategies.
Q: Is this recognized for continuing education?
A: Check with your provincial association; many recognize our training.
Q: How is this delivered?
A: Instant digital download after purchase.
Questions? Contact support@remic.ca
Detailed Course Curriculum: Residential Mortgage Underwriting in Canada
44 Comprehensive Chapters Organized in 7 Parts:
PART 1: FOUNDATIONS (Chapters 1-5)
Introduction to Underwriting • Regulatory Framework (B-20, CMHC) • Lender Types • Mortgage Products • Credit Analysis
PART 2: BORROWER ASSESSMENT (Chapters 6-13)
Income Verification • Stated Income Programs • Down Payment Verification • Gift Letters • Debt Ratios (GDS/TDS) • Guarantors • Bankruptcy Guidelines • Divorce Scenarios
PART 3: PROPERTY ASSESSMENT (Chapters 14-18)
Property Types • Appraisals • Condos/Strata • Rural Properties • Environmental Issues
PART 4: SPECIALIZED SCENARIOS (Chapters 19-27)
Self-Employed • Investment Properties • New to Canada • First-Time Buyers • Refinances • Construction Mortgages • Private Lending • Alternative Lending
PART 5: DOCUMENTATION & COMPLIANCE (Chapters 28-32)
Document Verification • Fraud Detection • AML Procedures • Privacy • Closing Procedures
PART 6: ADVANCED UNDERWRITING (Chapters 33-38)
Manual Underwriting • Exception Management • Portfolio Insurance • Second Mortgages • Joint Ventures • Indigenous Programs
PART 7: PROFESSIONAL DEVELOPMENT (Chapters 39-44)
Communication Skills • Decline Management • Time Management • Career Development • Market Trends • Complex Case Studies
Each chapter includes: Learning Objectives • Real-World Examples • "Real Talk" Industry Insights • Quick Reference Tables • Practice Exercises • Answer Keys